Financial highlights
Annual Reports 2022
Rozwiń |
Financial Statements for the period from 1 January 2022 to 31 December 2022 Independent Auditor’s Report to the Supervisory Board of ING Bank Hipoteczny S.A. |
Interim reports 2022
Expand |
Interim Condensed Financial Statements for a six-month period ending on 30 June 2022 Independent auditors report from a review of the interim condensed financial statements |
Annual Reports 2021
Rozwiń |
Financial Statements for the period from 1 January 2021 to 31 December 2021 Independent Auditor’s Report to the Supervisory Board of ING Bank Hipoteczny S.A. |
Interim reports 2021
Rozwiń |
Interim Condensed Financial Statements for a six-month period ending on 30 June 2021 Independent auditors report from a review of the interim condensed financial statements |
Annual reports 2020
Interim reports 2020
Rozwiń |
Interim Condensed Financial Statements for a six-month period ending on 30 June 2020 Independent auditors report from a review of the interim condensed financial statements |
Annual reports 2019
Rozwiń |
Financial Statements for the period from 1 January 2019 to 31 December 2019 Independent Auditor’s Report to the Supervisory Board of ING Bank Hipoteczny S.A. |
Interim reports 2019
Rozwiń |
Interim Condensed Financial Statement for a six month period ending on 30 June 2019 Independent auditors report from a review of the interim condensed financial statements |
Programme of covered bond issues
Important information
THE MATERIALS CONTAINED HEREIN ARE NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, IN OR INTO THE UNITED STATES OF AMERICA (WITH ITS TERRITORIES AND POSSESSIONS, ANY STATE OF THE UNITED STATES AND THE DISTRICT OF COLUMBIA, COLLECTIVELY, THE “U.S.”) OR ANY OTHER JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF THE RELEVANT LAWS OR REGULATIONS OF SUCH JURISDICTION.
THE BASE PROSPECTUS AND THE FINAL TERMS (together, the “Prospectus”) and any other information behind this screen has been prepared in connection with the EUR 5,000,000,000 Covered Bond Programme (the “Programme”) of ING Bank Hipoteczny S.A., a mortgage bank in the form of a joint stock company incorporated under the laws of Poland, having its registered office at ul. Chorzowska 50, 40-101 Katowice, Poland. The distribution of the Prospectus and such information and the offer and sale of the securities described in the Prospectus in certain jurisdictions may be restricted by law. Any persons reading this important information should inform themselves of and observe any such restrictions.
The Prospectus and any other information behind this screen do not constitute an offer of securities or a solicitation of an offer to purchase securities in the U.S. or any other jurisdiction. The securities described in the Prospectus have not been and will not be registered under the United States Securities Act of 1933, as amended (the “Securities Act”), or the securities laws of any state of the United States, or other relevant jurisdiction within the United States and may not be offered or sold within the United States or to, or for the account or benefit of, U.S. persons except in certain transactions exempt from the registration requirements of the Securities Act. Any forwarding, distribution or reproduction of the Prospectus in whole or in part is prohibited. Failure to comply with this notice may result in a violation of the Securities Act or the applicable laws of other jurisdictions.
I agree |
Base Prospectus dated 5 September 2019 Base Prospectus dated 2 December 2021 Series 1 Mortgage Covered Bonds |
Green Covered Bonds
By taking part in Group’s long term strategy, ING Bank Hipoteczny prepared Green Covered Bond Framework – document which presents our commitment to investors in terms of use of proceeds related to covered bonds issuance. In line with this document proceeds from issuance will be used to finance or re-finance real estates which belong to top 15% most energy efficient buildings in Poland (for additional information please see Green Covered Bonds Framework).
Green Bond Allocation Report 2019
Post – issuance Green Bond Impact Report 2019
Green Bond Allocation Report 2020
Post – issuance Green Bond Impact Report 2020
Green Bond Allocation Report 2021
Rating
Category |
Rating |
Covered Bonds |
Aa1 |
Long-term Issuer Rating |
Baa1 |
Short-term Issuer Rating |
P-2 |
Long-term Counterparty Risk |
A2 |
Short-term Counterparty Risk |
P-1 |
Outlook | Stable |
LT/ST Credit Risk Assesment |
A2 (cr) / P-1 (cr) |
Rating scale according to Moody’s Investors Service methodology (descending):
Aaa, Aa, A, Baa, Ba, B, Caa, Ca, C – for Covered Bonds, LT Issuer Rating and LT Credit Risk Assessment
P-1, P-2, P-3, NP – for ST Issuer and Counterparty Risk Rating and ST Credit Risk Assessment
1, 2, 3 – numerical modifiers (to each rating classification from Aa through Caa)
Recent rating update: 9th Decemeber 2020
Actual Moody’s rating agency reports:
Reports
Current Reports
Rozwiń |
20232022Current report 15/2022 - Correction 202120202019 |
Cover pool reports
Rozwiń |
20232022202120202019 |
Presentations
Contact
For investors
Robert Kucharski
Treasurer
+48 32 356 2900
robert.kucharski@inghipoteczny.pl