• Financial highlights

  • Programme of covered bond issues

  • Green Covered Bonds

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Financial highlights

Annual reports 2021
Interim reports 2021
Annual reports 2020

2020 report - xhtml format

Interim reports 2020
Annual reports 2019
Interim reports 2019

Programme of covered bond issues

Important information

THE MATERIALS CONTAINED HEREIN ARE NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, IN OR INTO THE UNITED STATES OF AMERICA (WITH ITS TERRITORIES AND POSSESSIONS, ANY STATE OF THE UNITED STATES AND THE DISTRICT OF COLUMBIA, COLLECTIVELY, THE “U.S.”) OR ANY OTHER JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF THE RELEVANT LAWS OR REGULATIONS OF SUCH JURISDICTION.

THE BASE PROSPECTUS AND THE FINAL TERMS (together, the “Prospectus”) and any other information behind this screen has been prepared in connection with the EUR 5,000,000,000 Covered Bond Programme (the “Programme”) of ING Bank Hipoteczny S.A., a mortgage bank in the form of a joint stock company incorporated under the laws of Poland, having its registered office at ul. Chorzowska 50, 40-101 Katowice, Poland. The distribution of the Prospectus and such information and the offer and sale of the securities described in the Prospectus in certain jurisdictions may be restricted by law. Any persons reading this important information should inform themselves of and observe any such restrictions.

The Prospectus and any other information behind this screen do not constitute an offer of securities or a solicitation of an offer to purchase securities in the U.S. or any other jurisdiction. The securities described in the Prospectus have not been and will not be registered under the United States Securities Act of 1933, as amended (the “Securities Act”), or the securities laws of any state of the United States, or other relevant jurisdiction within the United States and may not be offered or sold within the United States or to, or for the account or benefit of, U.S. persons except in certain transactions exempt from the registration requirements of the Securities Act. Any forwarding, distribution or reproduction of the Prospectus in whole or in part is prohibited. Failure to comply with this notice may result in a violation of the Securities Act or the applicable laws of other jurisdictions.

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Series 1 Mortgage Covered Bonds

 

Green Covered Bonds

By taking part in Group’s long term strategy, ING Bank Hipoteczny prepared Green Covered Bond Framework – document which presents our commitment to investors in terms of use of proceeds related to covered bonds issuance. In line with this document proceeds from issuance will be used to finance or re-finance real estates which belong to top 15% most energy efficient buildings in Poland (for additional information please see Green Covered Bonds Framework).

 

Find out more

Rating

Category

Rating

Covered Bonds

Aa1

Long-term Issuer Rating

Baa1

Short-term Issuer Rating

P-2

Long-term Counterparty Risk

A2

Short-term Counterparty Risk

P-1

Outlook

Stable

LT/ST Credit Risk Assesment

A2 (cr) / P-1 (cr)

Rating scale according to Moody’s Investors Service methodology (descending):
Aaa, Aa, A, Baa, Ba, B, Caa, Ca, C – for Covered Bonds, LT Issuer Rating and LT Credit Risk Assessment
P-1, P-2, P-3, NP – for ST Issuer and Counterparty Risk Rating and ST Credit Risk Assessment
1, 2, 3 – numerical modifiers (to each rating classification from Aa through Caa)
Recent rating update: 9th Decemeber 2020

 

Actual Moody’s rating agency reports:

Contact

For investors

Michał Dumicz
Treasurer
+48 32 356 2900
michal.dumicz@inghipoteczny.pl